For us to support you, you need to fulfil the following criteria:

• You have requested a business account from your bank, but it has been denied
• Your business is already operating or ready to start in the next three months
• Your business has good potential and is well defined
• You are willing to receive support and advice from Finklusiv
• You are honest and transparent about your situation and the issues you meet

Can you say yes to it all? Then we will try to help you make a request for a business account.

The bank will expect a complete file presenting your company, it’s activities, results and plans, but also a full view of your private situation. We will help you gather these documents in order to send a complete file of excellent quality to the bank. This is how we insure a high success rate in our recommendations.

Your business documents must include proof of registration, list of real owners, financial projections and business plan if the company is newly created, yearly accounts if the company has existed more than a year, as well as transcripts from the previous business account. They will also ask for your contract with your main client if you are a subcontractor, any debt situation and an overview of how you expect the business account will be used, i.e. and estimation of future transaction trends.

The private documents will include ID documents (passport, driving license, health card evt. residency card), your current tax declarations and annual tax returns for the past 2 years, outstanding debt information, retirement savings, a screenshot overview of the family bank accounts, and an estimation of your future transaction trends.

We offer two packages depending on which bank is right for you.

Lunar - 5,000 kr.

The fast, digital route. No branch visits, no meetings. You apply directly from your phone and get 20% off Lunar's monthly price once approved.

 2,000 kr. admin fee + 3,000 kr. success fee (only charged on approval)

Danish Bank - 10,000 kr.

We assess your situation, select the most suitable banks and support your application to up to four Danish banks. We follow up until you are approved.

5,000 kr. admin fee + 5,000 kr. success fee (only charged on approval)

The admin fee is non-refundable and covers the work of preparing your file regardless of outcome. All prices exclude VAT. Free initial assessment: we tell you within 2 days if we can help.

We only submit files we believe will be approved. This is how we maintain an 83% success rate. If we don't think your file is ready, we'll tell you why and help you strengthen it before we proceed.

Once you have applied, Finklusiv will screen your situation before confirming we can help you within 2 days. If we beleive we can help we will request payment of the administrative fee. Once the fee is received, we will work with you to ensure your file is complete. We will only send the file to partner banks when it is complete, so make sure you provide information quickly. Once the file is sent to the bank, you can expect your account within 3 weeks.

Finklusiv has an excellent success rate of our recommendations to banks. We only send your file to the bank if we believe it will be approved, but the final decision is of course with the bank. If your request is denied, we will make sure you receive the complete file you have built with us, so you can easily apply elsewhere. We will also come with suggestions of what kind of international bank could offer an alternative solution for you. 

Congratulations! We will support you to onboard the bank’s system, and answer any questions you might have. This includes making sure you know how to sign the banks legal documents, download the Mobile bank app, and have your cards ordered to your address. You will then have 15 days to pay our success fee. As a Finklusiv approved client, you will have access to our other programs and services from our partners.